Well, That Was A Bust

11/1/2021 Update: As of Dec 1st, YNAB is increasing their pricing. Their year subscription will go from $84 to $99. I barely considered $85 worth it. $99 absolutely isn’t. I cancelled my subscription, though I will use YNAB until the day it expires for the assign feature. YNAB was a big bust for me. Oh, well.

Rarely do I prove myself wrong within a week’s time. That happens a lot, but rarely within a short time period.

Okay, not totally wrong. The YNAB software is still okay, though I find myself not really caring for their rule of “give every dollar a job”. Lately, I leave money to be assigned because I’ll move it sooner or later.

I’m referring to the YNAB community. That proved to be a bust. Of course, maybe my mistake was trusting Reddit. Yes, them.

The story here is YNAB, for a reason I’ll never understand, auto-imported the interest on one of my credit cards… two days late. I asked a question on the YNAB subreddit about why YNAB thinks the interest was unpaid for when that’s exactly what the credit card payment (that YNAB never auto-imported; I find that interesting) would cover.

Apparently, I should’ve spoken in kindergarten terms.

Every. Freaking. Answer to my question was made with the assumption 1) I couldn’t have possibly made the payment after the interest charge and 2) I was mad about it. “What the actual fuck” is an understatement. I was already on edge with this community because someone condescendingly asked if I’ll really not spend any money in two days (just because that’s beyond your capabilities doesn’t mean it’s beyond mine), and this event murdered any and all desire to be a part of this community. And of course, I was the bad person for finally snapping and getting frustrated over needing to repeat myself no less than ten times. Sheesh.

The real answer turned out to be YNAB can’t recognize charges like that. All charges are treated like I bought something. Why someone couldn’t say that and call it a day is beyond me.

Mint does this same thing, but worse. Mint takes away any charges after the payment from the payment. So, even if I put $200 on my credit card, if I charged $10 to it a week later, Mint will think that $10 came from the $200 payment and say I paid only $190.

That’s… that’s not how credit cards work. And people pay for these intellectually stupid apps?

Yes, they do, including me. Well, I said their customer service was great. You see what three years in retail did to me?

In the end, I fixed the problem myself, but it took me well over an hour to get it sorted. I ended up leaving a 1-star review on the Android app for the frustration. Maybe I should’ve asked customer service to start with.

I’ve gotten somewhat hooked on their videos and guides, and I’m interested in their book. I wish, however, their “inspirational” stories didn’t consist of people making over twice my salary and six figures. I’ve been homeless. My family lived on waffles and water one summer when I was a teenager. We lived in crap apartments all our lives. I am not inspired by people whose biggest problems in life amount to having too much money, and they needed YNAB to know how to plan their sixth vacation of the year.

Where are the stories about how YNAB helped someone living on less than $20,000 a year? Helped someone budget the tiny bit of spending money they have left after bills? Heck, I’m not a fan of teenage parent stories*, yet I’d prefer those to “we make $200K and don’t know what to do with ourselves”. Tell me how YNAB helped a college student from a poor background not live on ramen noodles.

(*I feel they’re “glossy”, to say the least; I recently read one from a woman who had her first child at age 13, and let’s just say I’m not a fan of the idea that 13-year-olds, or teens of any age, who don’t become parents are, ahem, immature. It does make me wonder if I missed out on something, though. I’ve never had the desire to be a parent, but I briefly had baby fever as a teenager. What? I’m human. I like praise and presents as much as everyone else.)

I’ll continue to use the software, but my very brief time with the community is done. At least, on Reddit. YouTube is rather good. I can’t believe I said that.

The Autobiography of a Self-Proclaimed Monster

As my lack of posts may indicate, my life hasn’t recently been eventful. That’s a good thing. Some things happened, but nothing I deemed worth posting about. Unfortunately, yesterday, I found something to rant about.

Yes, “unfortunately”. That’s why it’s a rant. But it’s a topic that boiled me.

I talked about the childfree subreddit two years ago, and why I’m done with it. However, I’m still part of Reddit, and every so often, that sub comes up. Today, a post (that has since been deleted, but is still viewable) was made that’s a clear reminder of why that sub is deserving of the immense hate it receives in other places.

I can’t tell you why I chose to write about this, of all things. Maybe I’m too sensitive. Speaking of which, I will give a warning for sensitive material. Please read no further if the subjects of narcissism and abuse are a trigger for you, or if you recently ate.
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Starting At The Bottom

There’s a rap song my uncle likes with that lyric… Huh.

Anyway, there is a subreddit for employees of the company I now work for, though it’s not very active. I replied to one topic that asked if anyone enjoys their job (the person who posted the question does not, though they’d started only a week prior to asking, and it’s their first job ever). Most of the users who commented expressed disliking the job, though that doesn’t surprise me because the company itself has a terrible reputation. My location is good, however, and I enjoy it, so I added my own comment. Unfortunately, there was a user who doesn’t think I should like it:

I’m sorry but leaving the jobs you got from a degree to start a bottom level manual labor at Amazon doesn’t seem like the best decision…if you already have a degree apply for higher levels, it doesn’t make sense to waste a degree on a entry level job anyone can do, imo.

This is stupidly funny to me for more reasons than I care to count, mainly being if it’s a job anyone can do, why are so many people complaining? Putting that aside, this person thinks they know the best decision the life of a total stranger. Sounds like my family, actually.

It’s worth noting this user apparently didn’t read my full original comment because he/she had the idea I voluntarily left the former jobs. At least, read everything before giving unasked for advice. My reply was as follows:

As I said, [company] pays more than both of those jobs [I was fired from], so it’s not a decision I regret, especially since both bored the living hell out of me anyway and one proved to be the adult rendition of high school. “Anyone can do” retail too, yet I fucking can’t stand it.

I don’t really care about being at the bottom level. It’s more satisfying than the other jobs because I don’t have to pretend to be busy for almost nine hours. I actually am busy (and I work for six unless I choose otherwise; I hate long hours). School isn’t going anywhere, and neither is my “degree” that proved to be more of a waste (I really don’t give a shit about it at this point) of my time and money. If I’d known high school clique and seat warming jobs were all I’d get from it, I never would’ve pursued it. I didn’t voluntarily leave. I got fired, one of which, as I said, was for not having a new BFF within four days. But that’s a much better environment… /s

Obviously, some people enjoy office jobs and that’s cool. To each, their own. I, however, do not. I don’t like pretending to be busy and I’d rather my job not depend on how fast I make friends (ironically, I have made friends at [company]).

I haven’t even hit ninety days at [company] (79 days), so I’m not comfortable applying for something higher yet. I’d rather stick around for at least a year before I do. I’m also not a fan of management in any industry (management positions have too much stress and too many restrictions), so even if I wanted a higher position, that’d be out.

No job is a waste if you actually like it.

I’ve yet to receive a reply, and I doubt I will. It seems to stun people others may not share their view what of life’s goals should be for each and every person. While I doubt I’ll stay at this company for the rest of my life, I’m happy with it now and I’m not looking for a new job or another position. Frankly, I wish it were more common to recognize everyone lives a different life and sees things differently, and what’s a bad decision for one person may be better for someone else. Someone’s life choices don’t have to make sense to you. They’re not yours and they’re not affecting you.

Do not use your life to judge’s someone else’s. You have your life. Let them be with theirs.

EDIT: The user did reply, and to sum up his responses, he doesn’t consider himself an asshole for telling someone they should live their life according to his standards. Of course. Well, that’s par for the course for Reddit. Or really, for humans in general. If one job made someone miserable, it must make everyone miserable. Isn’t that called “crabs in a bucket”?

Why I’m Done With r/childfree

I was a part of the Reddit’s childfree subreddit for four years. The subreddit has a (well-deserved) bad reputation. Of course, every group has its share of awful people. The problem is the awful ones are the loudest. It reached the point the subreddit was the focus of an article on Daily Dot.

For the most part, I tried to ignore the more toxic posts because overall, I did enjoy the subreddit, but I finally found the one that made me say “I quit”. For the sake of not bringing it more traffic, I will not share the link, but I did screenshot it.

You could say this is just one person, and that’s true. But much of the subreddit was hugely in agreement, and anyone who objected was downvoted to the point their comment was hidden or deleted. The subreddit hates “breeder pleasers” – childfree people who do not hate children, or like them – almost as much as they hate the existence of parents and children. The idea is a childfree person who likes kids or doesn’t hate them is justifying their lack of desire to be a parent. Or, you know, simply likes kids and is okay with saying that.

Aside from the obvious, the biggest problem with the sub is many of them proclaim they hate to be judged, but do the exact same thing about parents and children, and will defend it with the excuse of needing to vent. Putting aside the utter absurdity of being irritated at someone’s mere existence (especially when they are not bothering you), this person is proud they sound like a borderline sociopath (“I’m selfish. I’m unsympathetic. I am that monster”), and the majority of the subreddit agrees this is okay.

Hilariously (not the good funny), this person insisted they shouldn’t be judged based on this one post, and hating parents and children isn’t the center of their being. A child’s mere existence is bothersome to you, but hatred doesn’t rule your life. Right…

It’s not so much the post as the nearly united agreement in the comments that was the straw that broke the camel’s back for me. Even if I continue to consider myself childfree (yes, I’m debating that), I have no desire to be part of any community that’s ultimately a hive mind. No, I don’t think it’s okay to be angry at the world because someone under age eighteen dares to exist in your space. No, I don’t think it’s okay to be a narcissist, let alone proud of it. And no, I absolutely don’t think hating parents and kids is prerequisite for considering yourself childfree. If my account wasn’t four years old, I’d delete it and make a new one just to have any and all posts from r/childfree out of my history. I genuinely want nothing to do with the subreddit anymore.

I have no children, nor do I intend to have any, but this person, and every person in the comments who thinks it’s a “brave” post for its honesty, is someone I hope I never cross paths with.

One of the several agreeing comments: I just can’t fathom enjoying being around the disgusting things.”

The reason this ticked me off a bit is children are not things. Perhaps if they stepped outside their circlejerk, the idea children could be pleasant company to some people wouldn’t be so unfathomable.

Another: “The Victorians had the right idea. Children should be seen but not heard and speak only when spoken to.”

I’ve ranted about that phrase twice before, so it should be obvious why this particular one bugs me. No, children are people who deserve respect and kindness as much as any adult, and if this is what the adults have to say, I’d much rather hear the kids talk if I have to listen to anyone. At least, they’re cute.

While there are extremists who believe not having kids is a sin or evil or any number of negative adjectives, r/childfree’s reputation isn’t because it’s a spot for people who don’t have kids. It earned that reputation by turning from a support community for those who dealt with real pressure (from family, friends, or conservative communities they lived in) into an echo chamber for confirmations their irritation that a child is alive on the planet is okay and normal. And apparently, they’re proud of it, so even they can’t argue any longer the sub’s reputation is undeserved. They want it like that.

Reddit as a whole isn’t known for being a friendly place, but that’s par for the course for social media in general. The childfree subreddit, however, is undoubtedly one of the worse areas. At the time I’m writing this, it has 663,625 followers, so one person leaving has zero impact, but I don’t want to have an impact.

Reading some replies to deleted comments I missed, it seems some of them felt the need to insist none of them want to hurt children and none of them would. I really want to believe that, but some years ago, there was a case of a father who murdered his young child and police discovered that subreddit in his browsing history. Someone who’s bitter and vindictive toward parents for no other reason than them being parents, and hates children “with literally every molecule in [my] body” (but supposedly, this hatred isn’t the center of their life), sounds very much like someone who, at the very least, would relish in hearing about child’s death, if not out to be the one who causes a child harm.

There is a subreddit called “true childfree“, which is not as active, but not toxic either (and unsurprisingly, it’s not liked by r/childfree). In the Daily Dot article, one of the mods stated you can filter out the hateful posts (which is true), but that doesn’t really change that the subreddit is a toxic pool. It merely hides the poison.

The upside is, assuming most of the subreddit’s followers are American, that’s about 0.2% of the population. Chances are I never will cross paths with these folks. Good.

The Misery Olympics

Warning: This post is unkind. Please skip if you dislike foul language and insults.

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