“I Want To Be A…”

Author’s edit: I already had a post about this, and it’s not much older than this post. I doubt it’s the first time I’ve repeated myself, but I feel like it wasn’t so blatant before. And that’s why I don’t post much. My life is uninteresting and repetitive.

Designer and developer!

Specifically, a user interface designer and a front-end web developer.

Yes, at the not-young age of 28, I can finally answer the question, “What do you want to be when you grow up?”

Prior to my 27th birthday – also my golden/royal one – I created a post about how I hadn’t yet been able to answer that question. I went through several phases, but I always came back to something that revolved around creativity. I feel like being a UI design and front-end web dev combine my two of my biggest loves: art and technology.

However, something disappointing I learned some time again is in professional environments, designers and developers spend very little of their time designing and coding, and the majority of the time doing meetings and paperwork. For that reason, I want to get into freelance. Sure, that will require paperwork too, but hopefully, not more than designing and coding. I also want to do freelance between it’s rare for a UI designer to code or a front-end web dev to design. In other words, I want to do both. I wouldn’t oppose to doing one in a traditional job and the other as freelance.

But first things first. Tomorrow, I begin an accelerated course for front-end web dev. I guess school isn’t as boring as I claimed it was as a kid. I certainly don’t avoid. Granted, I didn’t pay for this course, but I am still willingly attending. That probably makes it very easy to be excited about.

Reflecting On Kaye’s Days

We are all human. We all make mistakes. I try to be conscious of my flaws, but I believe there are flaws and poor qualities that are invisible to me simply because I can’t have a third-person view of myself.

However, I have changed to a degree over the decade of this blog’s existence, and I decided I want to reflect on some of my past posts. Because, in truth, several of my previous posts embarrass me today!

For the sake of not having an excessively long post, I stuck to five blog posts. These aren’t necessarily in the order of most shameful to least or vice versa. The order of them is merely how I chose to organize them.

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Keepsakes

When I was a toddler, I had two very favorite items: a teddy bear I called “Kathy”, and a blanket I outgrew in size before kindergarten.

At night, I clung to these items. I remember taking “Kathy” to school, keeping her in my backpack, taking her to summer camp, and even taking her to middle school on one occasion.

My bear and my blanket were old. They were kept clean, but obviously worn and on the receiving end of a lot of love. So, what happened to my childhood treasures.

My blanket was lost first. I still remember its pattern. Fully red one side, the side my mother wrote my name on, and a red and white plaid texture on the side with a rainbow patch in the center. In proving one of the many disadvantages of being the older sibling – and one of my reasons for despising the role – my mom had me give my blanket to my sister for naptime in kindergarten. It was intended to be only for the year. However, anyone who’s ever had a five-year-old can tell you they’re not responsible with things that don’t belong to them.

At the end of the year, my sister left my treasured blanket behind and it was donated. I don’t remember my reaction, but I can’t imagine it was anything less than angry crying, especially because that was the very reason I didn’t want to give my sister my blanket. But “you’re the big sister, you’re supposed to be nice to your sister and set an example”. How about don’t have more than one child if you don’t want to be a role model? My beloved blanket was never replaced. Not that it could be, but she could’ve tried.

As a result of losing my blanket, I clung to “Kathy” more than ever. But sadly, she too was lost and I never learned how.

We moved many times during my childhood. We moved to a new home every year, and to a new city every time I graduated from a school. The last city move was in between school years, which shattered me because I no longer had even that small amount of security. Sadly, this is the move where my loved teddy bear vanished. We had to move all of our belongings to storage for a period of time. I don’t know if Kathy never made it to the storage unit or never made it out, but when we retrieved our things, she was nowhere to be found. Since I was a teenager, I didn’t cry angrily and stomp, but I was heartbroken. On the surface, it’s not a big deal, but it was that one last straw that topped an insurmountable pile of them.

As an adult, I discovered I grew to be somewhat of a hoarder. While I can throw things away, it’s a very difficult task if the item is something I cared about, no matter how long ago. I have no doubt losing my childhood keepsakes planted the seeds for that. It’s not something that affects my daily life, so I see no need for professional intervention, but when I remember my childhood, I still miss my bear and blanket a little. My childhood overall is not one I would repeat, and those treasures were some of the light I had at that time. I have several stuffed toys and bed blankets now, but none of them return the childhood feeling.

Acorns vs Stash

A friend introduced me to investing last year, and I started in March. Not exactly consistently, but curious me did some searching. There are a ton of investing apps out there: WeBull, Robinhood, Betterment, SoFi. I don’t need a dozen brokerage accounts, though.

My friend uses Acorns and Stash, so I went with those too. I downloaded M1 Finance because I wanted to check that out too, but that requires a minimum of a $25 deposit, so that needs to wait. Acorns and Stash require only $5, and Cash App (of all apps!) requires only a minimum of $1. I had too much fun with that.

From what I read, Acorns’s biggest feature is its round-up, which lets you invest tiny amounts of money. Ultimately, a “set it and forget it” concept. You invest without thinking about it. This is great if you like automatic transfers…

…which I don’t. I’ve never used this feature. In fact, I disabled it after it would’ve invested money I needed at that moment. I don’t like anything that automatically deducts payments unless I choose to set it. “Set it and forget it” is a great way to overdraft. No.

Acorns is strictly a robo-investor, which I like, but not when it’s the only option. Recently, I discovered it takes a week for money deposited into their retirement account to be invested. That is patience I don’t possess. I also dislike there seems to be no option to turn off automatic re-investing. Not that my dividends are anything to brag about, but I’d still like the option.

In short, Acorns is becoming uninteresting to me. Then again, maybe it isn’t supposed to be interesting.

I came to prefer Stash solely for the fact it has more options than Acorns. Stash allows manual and robo-investing. I use both just because. Automatic re-investing can’t be disabled for the robot portfolios, but it’s optional for the personal one, so I keep it off. I get a little too much enjoyment out of reading ETFs and picking one. I’m weird.

I want to move out of Acorns, but unfortunately, taxes must be paid on anything withdrawn from a brokerage account. I hate taxes, so really, that money may just stay in Acorns, and I stop bothering with it. I’ll play around with M1 Finance, but I think I may settle on Stash and stick with it. It’s the one that’s working for me.

Fidelity, Vanguard, and Schwab are the most renowned investment tools. I already have Fidelity for my job’s 401K, so that’s covered.

Intermittent Goals

I can’t think of a better name for goals you make in the middle of the year.

Recently, the thought occurred to me I likely meet so few of my goals because I overwhelm myself with them or get stupidly excited. Hence why I skated only once since buying skates for myself. That, and skate rinks have really weird hours.

I want to try setting some not-so-pressured goals for myself and see where that goes. Since this blog needs activity anyway, why not here?

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